I never said it wasn’t a shitty system. Just that 900 bucks over the course of 5 years is not an unfathomably amount of money to pay for something. I’ve spent more than 900 on a single car repair several times in my life. Unless they have been living in abject poverty I just don’t see how they couldn’t have paid it off by now. Median American income for a household is 80k. Yeah they aren’t living in luxury but they can afford the occasional expense.
You’re assuming they have no other debt, as medical debt doesn’t influence your credit and you can’t be forced to pay it unlike other forms of debt, making it the last form of debt to pay off (and most have some larger crippling debt that comes first). You’re assuming they’re paid more than minimum wage (~15k a year), so 1/15 of their yearly income, and that already cannot afford housing and food. You’re assuming they have a consistent income and aren’t seasonal only.
They are an American. It’s not like 900 dollars is some insurmountable of money to pay off in 5 years. 180 bucks a year. 15 bucks a month.
That’s literally a Spotify subscription.
Still a shitty system in a shitty country
I never said it wasn’t a shitty system. Just that 900 bucks over the course of 5 years is not an unfathomably amount of money to pay for something. I’ve spent more than 900 on a single car repair several times in my life. Unless they have been living in abject poverty I just don’t see how they couldn’t have paid it off by now. Median American income for a household is 80k. Yeah they aren’t living in luxury but they can afford the occasional expense.
You’re assuming they have no other debt, as medical debt doesn’t influence your credit and you can’t be forced to pay it unlike other forms of debt, making it the last form of debt to pay off (and most have some larger crippling debt that comes first). You’re assuming they’re paid more than minimum wage (~15k a year), so 1/15 of their yearly income, and that already cannot afford housing and food. You’re assuming they have a consistent income and aren’t seasonal only.